Fast Financing for Real Estate Investors.
- Get quick, reliable funding within 7 days.
- 100% financing on qualified properties.
- Bridge loans with no appraisal required.
- No income verification, no tax returns.
Capital Chat is an Asset-Based Real Estate Investment Private Money Lender. No income verification, no application fee.
Capital Chat is an Asset-Based Real Estate Investment Private Money Lender. No income verification, no application fee.
Loan Products
Fix & Flip
PURCHASE + REHAB
Short-term rehab financing
100% rehab cost
Up to 12 months
Interest only
New Construction
Ground up short-term financing 100% construction cost
Up to 24 months
Interest only
Fix to Rent
PURCHASE + REHAB
Short-term rehab financing
100% rehab cost
Up to 12 months
Interest only
Long-Term Rental
PURCHASE + HOLD
Long-term rental purchase
30-year fixed rate
Up to 80% LTV
Low Interest rate
Specialty
Loan Products
Specialty Loan Products
Great combinations to ensure you reach your investment goals FAST.
BRRRR
Method Loan
Fix & Hold + Refinance
Two loan programs rollied into one to create the BRRRR: buy, rehab, rent, refinance, repeat.
Rental Portfolio Loan
5+ Properties = 1 Loan
Streamline your investments into a unique portfolio for massive cost savings.
Where We Lend
Capital Chat helps real estateinvestors across the USA with loans that fit their needs.
Explore Capital Chat
Chat Now
24/7 Live Chat Box to get your questions answered with speed
- Need to chat about the feasability of your Deal? Ask our Deal Expert
- Prefer to borrow the downpayment? Ask us about Gap
- New to real estate investing and private money loans? Ask us to walk you through Our Loan Programs
Chat Forum
Enter the Chat Forum to speak with real estate investors
- Quick Closing to compete with cash buyers
- Close in as few as 5 business days
- High Leverage so no need to deplete your own funds
- No Appraisals required on rehab or ground-up projects
Our quick loan process is tailored to get you to closing fast.
- No Application Fees
- No Appraisals
- No Income Verification
- No Prepayment Penalties
1. Apply & approve your Term Sheet
2. Send in Requested
Documents
3. Underwriting reviews & the loan is Approved
4. Your title company
sets up Closing
Need Proof of Funds Letter Fast?
Contact Us
Would you like to chat about your deal? Our account executives are ready to answer your questions.
Our Chat is currently available Monday thru Friday 8am to 7pm EST. Please leave a message after hours and we will follow up with you promptly the next day.
